Consumer Debt Settlement Company
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Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.
Consumer debt - Consumer debt is consumer credit which is outstanding. In macroeconomic terms, it is debt which is used to fund consumption rather than investment.
Debt to equity ratio - The debt to equity ratio is a financial ratio of balance sheet debt divided by shareholders' equity. It is used to calculate a company's "financial leverage" and indicates what proportion of equity and debt the company is using to finance its assets.
Fair Debt Collection Practices Act - The Fair Debt Collection Practices Act or FDCPA(1979) is a set of United States statutes added as Title VIII of the Consumer Credit Protection Act. Its purpose is to ensure ethical practices in the collection of consumer debts and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy.
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